Cybersecurity Incident at Equifax: What to Do

By:  |  Category: Blog Monday, September 11th, 2017  |  No Comments
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On September 7, 2017, Equifax (one of the nation’s three leading consumer credit reporting agencies) announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Equifax discovered that criminals exploited a U.S. website application vulnerability to gain access to certain files.  Most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed.  Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017. The company has found no evidence of unauthorized activity on Equifax’s core consumer or commercial credit reporting databases.

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed.  According to the U.S. Federal Trade Commission (FTC), there are steps to take to help protect your information from being misused.

  1. Visit Equifax’s website regarding Cybersecurity Incident & Important Consumer Information
  2. Find out if your information was exposed. Click on the “Potential Impact” tab and enter your last name and the last six digits of your Social Security number. Your Social Security number is sensitive information, so make sure you’re on a secure computer and an encrypted network connection any time you enter it. The site will tell you if you’ve been affected by this breach.
  3. Whether or not your information was exposed, U.S. consumers can get a year of free credit monitoring and other services. The site will give you a date when you can come back to enroll. Write down the date and come back to the site and click “Enroll” on that date. You have until November 21, 2017 to enroll.

We recommend that you follow these steps and take precaution to protect all of your family members with a Social Security number.

If you have additional questions about cybersecurity, please contact your WNDE representative.

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